The following information covers buying land for your new Aidome Home.
Or the document can be utilized as a checklist prior to the clearing of your property.
45′ Dome – was built on a basement due to the land slope.
Beautiful deck area to enjoy spring time.
Here is a pdf to read and print out for the Property Checklist to build an Aidome
Here is a pdf to read and print out for the Zoning Checklist to build an Aidome
The following covers the general topics of New Home Construction Budget, Cash Down Payment If Financing and Checklist of Items to look out for prior to purchasing your property. If you own your property already, then use this as a checklist for items to review.
American Ingenuity (Ai) is happy that you are considering its Geodesic Dome Building Kit for your future home. You have made a big decision to build your dream home, and building with an alternative concrete housing structure that comes with 225 mph wind and F4 tornado warranty that saves 50% to 60% on heating and cooling over conventional house is a smart decision. To view 10 Steps in building Ai dome, click on ten steps.
Prior to purchasing your land or if you own property, first determine the overall budget you can afford for your new home, land and land development. If you will be financing, determine the amount of cash down payment needed. Loans for alternative housing such as a geodesic dome are often harder to come by, and lenders generally require between 25% and 35% cash down. On an approximate $200,000 build for the structure and land development, this could mean a cash down payment of between $50,000 and $70,000. Keep in mind lenders may or may not take under consideration your equity in your land, when lending for the structure and land development. Therefore, if needing a loan to build it is wise not to invest all your liquid assets into the purchase of the property because a large cash down payment will be required on the home loan. Please obtain Preapproval from the Lender that they will loan on the Aidome prior to buying building plans. Feel free to call us at 321-639-8777 for a friendly chat to clarify these items.
About Financing- one of the biggest obstacles that clients looking to build any type of alternative housing is financing. Please read our financing overview which contains names to call for financing and check with local credit unions, the bank you use, and other lenders in the area. It takes a lot of footwork and patience to obtain financing on alterative type house which is what domes, log homes, A frames, earth bermed houses, etc. are considered.
- Show the lender our web site and show them the article about the two domes in USVirgin Islands going thru two category 5 hurricanes in 12 day period with no damage when area was destroyed.
- Show them web site article on the cooling costs for 34’ dome home which is below the 40’ info. (it even easier to heat a dome than to cool it because heat generated from clothes dryer, dish washer, sunlight, etc. does not need to be overcome to heat like it is to cool a house).
- Show the lender the web site article that has photos of five different 34’ domes and give that to the appraiser as well.
- Ask Ai for the document named panel composition and advantages of the Aidome to print out and give the lender. Go over each advantage and explain why you want to build the dome.
- Unfortunately usually lenders want an appraisal of the building plans you will be building (and your plans have not been ordered or finished) and bid from your builder. For appraisal they want to see Aidomes that have sold in your area. Call Ai and we will give you a link to a drop box where you can find a sample set of 34’ plans with slab foundation and 18” stem wall to get the footer below the frost line and a sample set of Structural Calculations on a 40’ dome at 180 mph wind. If your area does not have a frost line, then ignore those design details….your plans would therefore be designed without the stem wall.
- We have sold over 800 kits in 47 states and 15 foreign areas. For a $100 fee we can research what Aidome owners we have sold in your state and see if any of the domes have been sold close to your building site. This can take a week or two to call and follow up and compile in among her other work. Will let you know when we have. However I doubt if any domes have sold that are close to your area. WHAT HAPPENS THEN IS THE APPRAISER HAS TO APPRAISE OTHER ALTERNATIVE TYPE HOUSES THAT HAVE SOLD IN THAT AREA and also might be able to use conventional shaped house with similar 2 bedroom /2 bath layout…not sure what the appraiser will want to use to complete his appraisal. He can call here to get information.
It is sometimes best to purchase a small piece of affordable land instead of large acreage. This way you keep your land cost down so you have more cash money available for your mortgage cash down payment or more cash to build if you are an owner/builder. To keep your construction costs down, best to build as small a dome as possible; therefore you are on your property living in a super-strong, super-energy efficient dome home saving money on your heating & cooling costs to add on a second dome later. For example a 40’ dome (3 bedroom, two bath) can have 1,800 sq.ft. A 36’ dome (2 or 3 bedroom, two bath) can have 1,400 to 1,600 sq.ft. If your finished cost per square foot for your area is $105, then building the smaller 36’ dome automatically saves you $20,000 to $40,000 in construction costs. A 27’ dome (two bedroom/two bath) can have 800 sq.ft. Building a 27’ dome vs a 36’ dome automatically saves you $60,000 to $80,000 in construction costs.
That being said, American Ingenuity tries to look out after each perspective client to assure that they are not “blindsided” or shocked about some property issue that could stop them from building their dream dome. The following is a web site that can be used to locate property by state and region without using a real estate agent, click on landwatch.
If building site is already owned, use below to determine what’s needed to build on your property. If purchasing land, American Ingenuity highly recommends the following items be answered before purchasing.
- Call the government agency over the different pieces of land you are considering purchasing and ask whether you will be taxed by both a City and County or whether it will be just one taxing authority and which is it? Each piece of land could be governed by a different entity. You want to know what your property tax rate will be per each sq. ft. of your house, etc. Obtain an example of their property tax bill to see what all is on it. Comparing property tax rates from one city to another city or one county to another county may save you a lot of money on your annual property tax bills.
- Call the building department and obtain a list of what is required to obtain a building permit; is an Engineer Seal required on the building plans and an energy report?
- If building out of Florida, each building department determines if the dome building plans have to be sealed by an engineer licensed for that state and whether an Energy Report is required. The engineer seal and the energy report can be purchased when the building plans are purchased. The engineer seal cost is much lower than what engineering firms or architectural firms charge. A Florida seal for one dome on a slab is $600. Ai can complete a Rescheck Energy Report for one dome on a slab for $190.
• If building in Florida, all new home construction requires a Florida licensed engineer’s seal on the plans, Florida engineer sealed structural calculations and a special Florida Energy Report. The sealed plans and the sealed calculations can be purchased from Ai. Most Florida Counties will accept Florida Engineer sealed building plans and Florida sealed structural calculations completed on the exact size dome, exact number & type of openings at your properties exact wind speed and exposure class and their other required documents; i.e. Energy Report, window and door specification sheets showing Florida Product Approval on each, etc. to issue a permit.
- Good News! As of April 2018 Ai has been told by Florida’s Manufactured (Modular) Buildings Program with Florida’s Department of Business and Professional Regulations that our prefabricated panel DOES NOT NEED PRODUCT APPROVAL BECAUSE ALL THE MATERIALS IT IS MANUFACTURED FROM ARE EXPOSED AND OPEN FOR VIEWING BY THE BUILDING OFFICIALS and is subject to permitting by the local jurisdiction and are not required to bear insignia (Florida Product Approval).
- Open construction per 2017 Florida Statutes Section 553.36 (4) states: “Open construction” means any building, building component, assembly, or system manufactured in such a manner that all portions can be readily inspected at the building site without disassembly thereof, damage thereto, or destruction thereof. All materials the panel is manufactured from are exposed: galvanized steel mesh extends out all sides of the exterior concrete, center core of 7″ expanded polystyrene insulation is exposed and 1/2″ Georgia Pacific DensArmor drywall is exposed!
- Once you know your zoning will allow the concrete dome to be built, give Ai the name and contact info of the building official you have spoken with and we will call and explain this info.
- Permitting by local jurisdiction per 2017 Florida Statutes Section 553.37 (6) which states: Manufactured buildings which have been issued and bear the insignia of approval pursuant to this part upon manufacture or first sale shall not require an additional approval or insignia by a local government which which they are subsequently sold or installed. Buildings or structures that meet the definition of “open construction” are subject to permitting by the local jurisdiction and are not required to bear insignia.
- For example an Ai dome received a building permit in 2014 in Marathon, Florida (part of the Keys) which is south of Dade County and in a higher wind speed, 180 mph, than Dade County without needing product approval.
- Also April 2018 an Aidome in Highlands County Florida received a building permit under Florida’s new 2017 Building Code 6th Edition without needing Florida Product Approval.
- Site plan? Survey?
- Impact fees: If building in Florida, because there is no state income tax, government agencies get revenue by assessing impact fees. They figure new construction, brings more cars on the road, greater need for fire trucks, schools, etc. so they assess impact fees based on the square footage of the house. What are the impact fees on that piece of property? Due to the recession, some cities and counties are waiving some or all of the impact fees, if the fees are waived when will they be going back into effect? What date do you have to receive your Certificate of Occupancy (CO) before impact fees will be assessed?
- If you purchase land with a mobile home that will get moved or older building that will be torn down, are you still assessed impact fees to build your new home or are you exempt?
- Any Building permit application fees? Once you get a permit, how long is the permit good for, can you get extensions on your building permit?
- Call the zoning department and ask the zoning questions which are at the end of our buying land document to assure there are no architectural restrictions requiring shingles or bricks, etc. What are the setback requirements on front, rear and sides? What are the setback requirements from city sewer or city water line or wetlands or flowing water? Or if installing septic tank/drain field and well, what are set backs from each? By asking these questions you determine how much property is left to build on.
- If building in Florida or a coastal area, what is the wind borne speed for that area? If you are in 140 mph or greater wind zone, impact resistant glass and or shutters are required.
- Ask if there is a requirement on the minimum house square footage & if a garage is required?
- Find out department who handles the endangered plant and animal listing for that city and county. Determine if there are any on the perspective properties.
- Are there any running streams on the property? If so, what are the setbacks as to how close you can build to the stream?
- Find out which department has the flood plan maps, and make sure your property is high and dry. If your property is in a Flood Plain, the finished floor elevation has to be stated on your building plans. Call F.E.M.A. or local government offices to find out what the finished floor height has to be. This height will determine how much fill has to be brought in and the type foundation that has to be built; slab, pilings, stem wall, above ground concrete columns, etc.
- Are there any wet lands on your property? You may not be allowed to build on wetlands. Or if you do land mitigation is involved. Talk to local gov’t natural resource department who has wetland maps.
- Soil Report: Before purchasing land, have a soil test done on the area where you want to build to prove there is clean, compacted fill with no subsurface vegetation or voids and that soil will perk for septic tank if installing one. For standard foundation, Ai requires the soil be compacted to 98% density for a minimum of 2,000 PSF of bearing pressure. Compaction can be less if slab is thicker and footer enlarged.
- Does any fill need to be brought in before you can put in your foundation, if so what height will the fill need to be? (foundations usually have to be built so many inches above the crown of the nearest street)
- What type of soil? Clay soil is the most difficult to build on as it absorbs water and expands. In the foundation area, the clay soil may need to be removed and replaced with a mixture of gravel and soil. Your building department will know what you need to do if you have clay soil. If you are building on a slab or basement and you have clay soil, if your building department requires engineer sealed plans, the engineer may require you to hire a Soil Engineer and obtain a Geotechnical Study before the engineer can design and seal your slab or basement wall plans. The soil should be compacted to 98% density for a minimum of 2,000 pounds per sq. ft. (p.s.f.) of load bearing pressure.
- Can you get electric to your property or does a neighbor have to sign an easement so you can connect electric? What is the cost to access closest electric poles? Contact the local electric company for information.
- If you will not have city sewer, will your soil perk for the septic tank drain field? Where are your neighbors septic systems located, is it so close to your property that you cannot obtain a septic permit?
- If you do not have city water available to hook up, what does it cost to drill a well? What is the fee for city water hookup (if available)?
- If you have to put in a driveway, how long will the driveway be, culvert size and how much fill and rock will be needed to be brought in to make it drivable?
- Access to maintained road: Many building departments will not issue a building permit for property that does not a butt a county/city maintained road. Find out if the property has access to a county maintained road. Their logic is that the road needs to be maintained so a fire truck or ambulance can get to your residence if needed.
- Zoning: Single Family vs Multi family: If you are considering building a smaller dome first and renting out the smaller dome after you add on a larger dome, please check zoning to assure the land you purchase will allow a rental unit on the property. Is there a minimum size new home requirement? Is there a garage requirement – if so what size? What is the zoning on the property? In Florida if the property is zoned RC1, that area requires a certain pitch to the roof and wants the roof to be a traditional roof. Ai can change the pitch of the dome roof by increasing the tilt of the cupola panels. However the dome concrete exterior is not a traditional roof, so a variance would be required to build the dome. Ai can assist in the writing of the narrative that gets submitted with the variance. Just call and we will help you. 321-639-8777 Mon-Fri 9-5 eastern time.
- Please click on Planning Process to view steps in site preparation to delivery of dome kit.
- It is sometimes best to purchase small piece of affordable land instead of large acreage. This way you keep your land cost down so you have more cash money available for your mortgage down payment or more cash to build if you are an owner/builder. Best to build as small a dome as possible; therefore you are on your property living in an energy efficient, strong home saving money on your heating & cooling costs to add on a second dome later.
- LAND AND ARCHITECTURAL RESTRICTIONS: Over the last seventy plus years, it has become common for developers to buy up large tracks of land, plat it out and resell the individual lots to perspective homeowners. By doing so, they created subdivisions. These subdivisions may, or may not be governed by additional entities of a Homeowners Associations/ Property Owners Associations or Planned Unit Developments. All of these entities may have restrictions on size, style and materials for homes to be built within the subdivision. Before you buy your land, view the MLS listing. MLS listing will show if the property is within a subdivision, HOA, POA or PUD. If there is, ask to review the governing documents to see what restrictions may be in place. Documents for the above are registered in the state located. If the agent or landowner is unable to provide you with the document, contact the Clerk of Courts for the county where the property is located. They will have on file documents that pertain to the subdivision. These documents are generally free to review; there may be a small fee to get a copy.
- SUBDIVISONS: You may find a property that although not governed by a homeowners association, property-owners association or Planned Unit Development (P.U.D.) may still be within a Subdivision. Subdivisions are land that has been plotted by a developer, and have legal documents that have been submitted to the state. These documents cover RESTRICTIONS AND COVENANTS pertaining to the subdivision and contain information on what can or cannot be built upon the property (type of structure, rooflines, materials etc.). It also may contain the minimum/maximum size home that you can erect on the property. Review the document and look for above restrictions, also look to see if you will need to contact the developer or agent to get approval for your home. Keep in mind that if the subdivision is older this may not be possible. If so, and there is no restriction on the style of home or materials to be used listed within the document (other than size), as long as you receive an okay from the building department there should be no issue with building one of our dome kits.
- PLANNED UNIT DEVELOPMENT (PUD), is a type of building development and also a regulatory process. It may cover multiple Subdivisions . Meaning that there are covenants and bylaws regarding what can and cannot be built regarding size, style and materials. As a building development, it is a designed grouping of both varied and compatible land uses, such as housing, recreation, commercial centers, and industrial parks, all within one contained development or subdivision. Generally, there are building restrictions within a PUD although not as stringent as a HOA. As an example may require that all structures on property have the same style of architecture, so if a structure is Colonial in style any additional structures must also be in Colonial style. Documents will state if you need approval to build, if so get any approval in writing.
- HOMEOWNERS ASSOCIATION In the United States, a homeowner association (or homeowners association) (HOA) is a corporation formed by a real estate developer for the purpose of marketing, managing, and selling of homes and lots in a residential subdivision. HOA’s are governed by elected board members. Generally, there are building restrictions within a HOA, and HOA’s are usually the most restrictive. Within a HOA will be limitations on size, style and finishing materials. These restrictions may exceed the restrictions listed within the subdivision documents and PUD documents. Documents will state if you need approval to build. If granted approval, get it in writing so subsequent boards cannot reverse the approval.
- PROPERTY OWNER ASSOCIATION: POA members may be residential homeowners, but they might also be property managers or business owners who contribute to the real estate industry. POAs do not necessarily have regulations the way HOAs do. Instead, their purpose is to support the local real estate industry and provide members with networking and education opportunities. Generally not part of building process in terms of what can be built.
American Ingenuity Inc. 321-639-8777
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